1. Personal training  sessions that are not rescheduled or canceled 24 hours in advance will  result in forfeiture of the session and a loss of the financial  investment at the rate of one session.

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2. Clients arriving late will  receive the remaining scheduled  session time, unless other arrangements have been previously made with  the trainer.

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3. The expiration policy requires completion of all  personal training sessions within 90 days from the date of the contract.  Personal training sessions are void after this  time period.

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4. No personal training refunds will be issued for any  reason, including but not limited to relocation, illness, and unused  sessions.